> For the complete documentation index, see [llms.txt](https://www.nhasachso.io.vn/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-1-thau-hieu-khung-hoan-no/chuong-3.-nhung-sai-lam-pho-bien-khien-ban-mai-luan-quan-trong-no.md).

# Chương 3. Những sai lầm phổ biến khiến bạn mãi luẩn quẩn trong nợ

- [Sống vượt khả năng](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-1-thau-hieu-khung-hoan-no/chuong-3.-nhung-sai-lam-pho-bien-khien-ban-mai-luan-quan-trong-no/song-vuot-kha-nang.md)
- [Vay để tiêu sản](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-1-thau-hieu-khung-hoan-no/chuong-3.-nhung-sai-lam-pho-bien-khien-ban-mai-luan-quan-trong-no/vay-de-tieu-san.md)
- [Đầu tư sai đòn bẩy](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-1-thau-hieu-khung-hoan-no/chuong-3.-nhung-sai-lam-pho-bien-khien-ban-mai-luan-quan-trong-no/dau-tu-sai-don-bay.md)
- [Mất kiểm soát chi tiêu](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-1-thau-hieu-khung-hoan-no/chuong-3.-nhung-sai-lam-pho-bien-khien-ban-mai-luan-quan-trong-no/mat-kiem-soat-chi-tieu.md)