> For the complete documentation index, see [llms.txt](https://www.nhasachso.io.vn/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang.md).

# Phần 2: Thay đổi tư duy về nợ, đòn bẩy chứ không phải gánh nặng

- [Chương 4: Tư duy tài chính mới Nợ không xấu nếu bạn biết dùng đúng](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-4-tu-duy-tai-chinh-moi-no-khong-xau-neu-ban-biet-dung-dung.md)
- [Nợ tốt và nợ xấu: sự khác biệt](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-4-tu-duy-tai-chinh-moi-no-khong-xau-neu-ban-biet-dung-dung/no-tot-va-no-xau-su-khac-biet.md)
- [Các mô hình sử dụng đòn bẩy tài chính thành công](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-4-tu-duy-tai-chinh-moi-no-khong-xau-neu-ban-biet-dung-dung/cac-mo-hinh-su-dung-don-bay-tai-chinh-thanh-cong.md)
- [Chương 5: Thang nợ Bạn đang ở đâu?](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-5-thang-no-ban-dang-o-dau.md)
- [Mô hình Thang nợ 5 bậc](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-5-thang-no-ban-dang-o-dau/mo-hinh-thang-no-5-bac.md)
- [Nợ sinh hoạt](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-5-thang-no-ban-dang-o-dau/mo-hinh-thang-no-5-bac/no-sinh-hoat.md)
- [Nợ tiêu dùng](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-5-thang-no-ban-dang-o-dau/mo-hinh-thang-no-5-bac/no-tieu-dung.md)
- [Nợ kinh doanh](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-5-thang-no-ban-dang-o-dau/mo-hinh-thang-no-5-bac/no-kinh-doanh.md)
- [Nợ đầu tư](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-5-thang-no-ban-dang-o-dau/mo-hinh-thang-no-5-bac/no-dau-tu.md)
- [Nợ tích sản](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-5-thang-no-ban-dang-o-dau/mo-hinh-thang-no-5-bac/no-tich-san.md)
- [Chương 6: Quản trị cảm xúc trong khủng hoảng tài chính](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-6-quan-tri-cam-xuc-trong-khung-hoang-tai-chinh.md)
- [Làm sao để không trốn chạy, thay vào đó hành động từng bước](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-2-thay-doi-tu-duy-ve-no-don-bay-chu-khong-phai-ganh-nang/chuong-6-quan-tri-cam-xuc-trong-khung-hoang-tai-chinh/lam-sao-de-khong-tron-chay-thay-vao-do-hanh-dong-tung-buoc.md)