> For the complete documentation index, see [llms.txt](https://www.nhasachso.io.vn/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://www.nhasachso.io.vn/truc-tuyen/interactive-blocks-1/tac-gia/nguyen-hong-phuong/kien-tao-tai-chinh-ben-vung-va-thoat-khoi-no/phan-6-loi-khuyen-tu-cac-chuyen-gia-bai-hoc-rut-ra-dinh-huong-tai-chinh-trong-tuong-lai/chuong-17-nhung-loi-khuyen-thuc-te-tinh-tao-truoc-khi-vay-thong-minh-khi-tra/10-loi-khuyen-giup-ban-tranh-roi-lai-vao-vong-xoay-no/khong-vay-de-tieu-san.md).

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